Your Academy Bank Business Checking account allows you to effectively and economically manage your checking transactions, with the helpful service you've come to expect from us.

Designed to serve the needs of larger businesses, this account offers a monthly analysis of account activity along with your statement. These tools help in the assessment of your funds management. The monthly service charge is based on the cost of services used and the value of deposited funds.

The fee structure allows you to use the account in the manner that best suits your business. Your average collected balance earns you credit which you then use to offset the fees for the services you use.

FEE STRUCTURE
Monthly Account Maintenance	$10.00
Debit Posted	$0.15
Credit Posted	$0.35
Outgoing Wire Transfer	$10.00
Stop Payment	$20.00
Overdraft	$20.00
Returned Deposited Item	$5.00
FDIC Assessment	$0.016/$100/Year of Average Ledger
Deposited Items
On Us	$0.025
Local FRB District Items	$0.070
Other FRB District Items	$0.100

All Business Checking Account charges will be based on a monthly analysis of the account. An earnings credit will be applied to the average collected balance of the account, less 10% reserve requirement. This earnings credit will be used to offset the above charges. An additional fee based on our current ready reserve rate will be assessed for an uncollected position.

Contact us to find out how you can give your company the advantage of Academy Bank Business Checking.