Checking
Savings & CDs
Cards
Additional Tools
Switch Kit
Transfer your direct deposits and automatic payments to your new Academy Bank account.
To wire funds to Academy Bank, use routing # 1070-0148-1.
Direct Deposit Signup Form (in PDF format)
Checking Accounts
Student Checking
Low-cost account for full-time high school or college students.

  • Unlimited check writing.
  • No minimum balance.
  • $1 monthly fee.
  • Parent must maintain account relationship with bank.
  • ATM access is available.
  • Free check safekeeping.
 Open a Student
Checking Account

Other Checking Accounts
Free Checking

Offers all the benefits of a regular checking account and it's free. Direct deposit is required.
  • No minimum balance.
  • No service charge.
  • Unlimited check writing.
  • Free Visa Check Card/ATM Card.
  • Free online banking and free bill payment.
Regular Checking

Unlimited check writing at a very affordable cost.
  • Free Visa Check Card/ATM Card.
  • Unlimited check writing.
  • No service charge with a minimum balance of $300 or average balance of $1,000.
  • If your balance is below the minimum and average balances during the statement cycle, the maintenance fee is $7.50.
  • Free online banking and free bill payment.
Checking With Interest

Earn interest on your checking balance.
  • No service charge with a minimum balance of $500 or average balance of $1,500.
  • If your balance is below the minimum and average balances during a statement cycle, the maintenance fee is $7.50.
  • Interest is earned on the entire balance.
  • Interest will be compounded monthly and will be credited to your account monthly.
  • Free online banking and free bill payment.
Classic Checking

Has exclusive benefits for customers who are 50 years or older and have direct deposit.
  • Unlimited check writing.
  • No service charge.
  • No minimum balance.
  • Free "Exclusive" checks or 40% discount on any other checks.
  • Free cashier's checks, money orders, and standard traveler's checks.
  • Free Visa Check Card/ATM Card.
  • Free photocopying and notary service.
  • If a minimum balance of $500 is maintained, the account will earn an interest rate based on current market conditions.
  • Interest will be compounded monthly and will be credited to your account monthly.
  • Overdraft assistance.
  • Free online banking and free bill payment.
  • Without direct deposit, $7.50 maintenance fee.
Money Market Account

If you're looking to combine the benefits of liquidity and higher rates, this account is perfect for you.
  • No service charge with a minimum balance of $1,000.
  • If your balance falls below a minimum balance of $1,000 and average balance of $5,000 during the statement cycle, a maintenance fee of $7.50 is assessed.
  • Interest is based on current market rates, adjusted weekly, compounded monthly and credited to your account monthly. A balance of $2,500.00 or more earns a higher rate of interest.
  • Six pre-authorized withdrawals per statement cycle allowed free; no more than three may be third party checks. If these limits are exceeded, a transaction fee of $3.00 per excess item will be assessed.
  • Accounts which exceed the above transaction limitations will be converted to appropriate transaction accounts.
Balance
Information
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Terms & Conditions
Account Terms & Conditions